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Are Motorcyclists Treated Unfairly by Insurance Companies?

If you’re a motorcyclist, you know the road can be riskier for you compared to enclosed vehicles. Motorcycles are harder to balance, and it doesn’t take much to knock one over. So it’s only reasonable you depend more on your insurance company in case of an accident.

Unfortunately, some say motorcyclists receive different treatment from insurance companies. Paying higher premiums is not necessarily unfair treatment, but when you receive a harder time during a claim just because you ride a motorcycle, you can’t help but ask, Do motorcyclists get treated unfairly by insurance companies? 

Read on to learn more about how to protect your claim for compensation and how a motorcycle accident lawyer can prove invaluable during your time of need.

Insurance Companies Are Out to Maximize Profits

The short answer is yes. No matter what insurance companies say to get you to sign a contract, your wellbeing is only a secondary priority, if it is a priority at all. Their main priority as a business is to maximize profits, and most of the time, this comes at the expense of your right to recover. 

It’s common for motorcycle accidents to cause severe injuries, such as brain damage, spinal cord damage, amputation, and even prove to be fatal. Big injury and loss settlements and the insurance companies’ profits are at odds, and the insurance companies are always more than happy to choose their profits.

How Do Insurance Companies Treat Motorcyclists Unfairly?

When an insurance company can prove you were negligent in an accident, this reduces the amount of compensation you can claim. Sometimes, it can even result in you being unable to collect anything at all.

Insurance companies are quick to point out that you are using a motorcycle, and the inherent risk of motorcycles makes it easier for them to shift the blame to you. This, among other tactics, allows them to walk away without being responsible for paying out settlements.

How Can an Attorney Help You with Your Insurance Claims?

With an experienced attorney at your side, you can counteract the bias insurance companies have against motorcyclists. By gathering evidence to support your claim, your lawyer can protect your right to indemnification.

At Halperin Law Center, our top-rated attorneys can help you successfully pursue your personal injury claims with an insurance company. If you were a victim of an accident due to someone else’s negligence, you shouldn’t have to foot the bill alone.

When you’re ready to take back control of your life, call 804-527-0100 today to schedule your free case evaluation.

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